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Your goals, your budget, your loan—let’s find what works.
Trusted by homebuyers
Work with a mortgage loan originator with a proven track record among peers and customers.
25+
Years of Industry Experience
Insight Driven, Local Guidance
Top 25 Volume Producer
Top
25%
Volume Producer at Stockton - 2026
Ron will match your goals with the right loan, whether you're
buying, building, or refinancing.
Federal Housing Administration (FHA) Loan (1)
For buyers with limited savings or credit challenges. Low down payment and flexible qualifying guidelines. Loan limits vary by county.
USDA / Rural Housing Services (RHS) Loan (1)
For buyers looking in eligible rural areas. Offers 100% financing, flexible credit requirements, and low mortgage insurance.
Conventional Loan
For buyers with solid credit. Available with fixed or adjustable rates, down payments as low as 3%, and options to eliminate mortgage insurance.
Veterans Affairs (VA) Loan (1)
For eligible veterans, active-duty service members, and certain surviving spouses could qualify for zero down payment, no income limits, and no mortgage insurance.
Rural Farm Loan
Perfect for properties on 5–160 acres, including homes with income-producing land. Eligible for primary residences, barndominiums, and shop homes.
Jumbo Loan
For high-value properties exceeding conventional loan limits. Designed for buyers needing larger loan amounts with competitive terms.
Construction Loan
One-time closing for financing a new build. Ideal for clients purchasing land and building new site or system built homes.
Renovation Loan
For a full remodel or just a fresh update. Ideal loan for financing your home improvements with one loan, available for both purchases and refinances.
From condos to cabins —Ron can help
Ron Gofourth has the know-how to guide you through the right loan for your goals. If you’ve got a place in mind, he’s got the tools to help you get it.
Investment Properties
Townhomes & Condominiums
Modular & Manufactured
Multifamily Properties
For refinance transactions, be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan. This is not a commitment to lend. This website is not intended for California residents.
(1) Stockton is not affiliated with any government agencies. Materials are provided by Stockton Mortgage and are not from HUD or FHA. Other restrictions and limitations may apply.
Ron Gofourth is licensed in Alabama, Florida, Georgia, Mississippi, Tennessee, and West Virginia.
Contact
Ron Gofourth, NMLS 1367598
1 Riverchase Office Plaza, Suite 204 Hoover, AL 35244
Stockton Mortgage NMLS 8259 Equal Housing Lender nmlsconsumeraccess.org
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